Serving Hayward, Castro Valley, San Leandro, Union City
Fremont, San Lorenzo and surrounding communities.

Client Comments

Borrower's Comments

Mike has helped us with all of our mortgage needs for the past ten years. He is very knowledgeable. He knows mortgage! Mike provides fast, friendly service and advice. Very personalized service and has a good knowledge of the market and upcoming events which affect interest rates. Highly recommend.
Domenic Dionisio
Controller, Acme Security
San Leandro, CA

Mike has provided excellent service over the last 10 years! I strongly recommend Mike for your financing.
Ron Possehl
Director of Sales, ADP
San Ramon, CA

Over the years I have felt very comfortable referring my clients to Mike because of the positive feedback I have received and also because of the way he handled the refinancing of my home and rentals. I will continue to refer my clients.
William J. McAvoy, C.P.A.
William J. McAvoy Accounting
Castro Valley, CA

I don't have the time to watch mortgage interest rates, Mike knows this and over the years has formed a thorough understanding of my mortgage needs and homeowner goals. Even though we have never met in person, he is able to provide me with efficient and personalized service that exactly meets my needs.
Karin Pendl
Senior Director of Planning/Analysis
Maxtor Corporation
Milpitas, CA

My friends and I have done several loan transactions with Mike each time with satisfactory results. I would not hesitate to recommend Mike again.
Minh D. Vu
Castro Valley, CA

When I needed financing for my first home I did not want to be limited to one mortgage bank's offers. Mike patiently explained all my options, and then found the right loan for me. Later, my friends could not believe what a low interest rate I pay.
Jorg Mossinger
Marketing Communications Consultant and Web Developer
Newark, CA

Mike will not only obtain a great loan for you. He will continue to watch the rates to see if there is a better than great loan out there. Thanks for the great service.
Suzette & Ken Webster
CFO & Investigator
Attorney Services
San Jose, CA

Mike will work for you to get you the best deal that fit your needs. He has done that consistently and professionally over the years.
Joseph Le Chevallier
Director, Finance Systems
Covad Communications
Sunnyvale, CA

We have found that working with Michael M. Frandy of R Mortgage Company to be a very positive experience. His work and dedication in helping us get the best rate was commendable. He was professional and attentive to our needs.
Marcia & Ed Trujillo
Martinez, CA


R Mortgage and Real Estate Services
Website: RHomesandLoans.com
Office: 510-537-2972 | Email info@rhomesandloans.com

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